Stop the harassing telephone calls, lawsuits and garnishments. The Law Office of Terri J. Schwartz has been in existence over 17 years and and has a remarkable reputation for representing her clients in both Chapter 7 and Chapter 13 arenas. She practices Chapter 7 and Chapter 13 Bankruptcy cases throughout the tri-county area with a personal touch and is conveniently located. Weekend and evening appointments available. Free consultations.